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| National | Average Rate* | Points | APR | | 30-Year Fixed | 6.750% | 1.000 | 6.918% | | 15-Year Fixed | 6.000% | 1.175 | 6.309% | | ARM | 7.750% | 2.150 | 6.108% | | | * Conforming FNMA Loan Amount |
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